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How Our Policies Protect Your Account

demi11 operates under a set of terms that apply to every account, wallet transaction, and session on this platform. Whether you access us from Yogyakarta or anywhere else in Indonesia, your rights and our obligations are set out here — availability depends on local…

Terms of UsePrivacy PolicyCookie PolicyAccount RulesDANA, OVO, GoPay Wallet Terms
demi11 How Our Policies Protect Your Account
LEGAL CONTACT PATHS

Reach Us on Policy Questions

Have a question about your rights under our terms, or need to flag a data concern? These are the three ways to get a direct answer from our team — each route connects you to someone who can access your account record.

Live Chat Open the chat widget from any page on demi11. Our team can pull up your account, review transaction records, and answer policy questions directly in the session.
Email Support Send your query to our support address with your registered account ID. Legal and data-related requests are prioritised and typically acknowledged within one business day.
Account Help Centre Log into your account and navigate to Help to submit a formal policy request. This path creates a ticket number you can track until resolution.
HOW WE HANDLE DATA

Account Security and Data Practices

Our data practices follow what we actually do — not a generic statement. Here is how we handle your information across four areas that matter most when you hold an account with us.

Cookie Use

We use session cookies to keep you logged in and functional cookies to remember your wallet preference — DANA, OVO, or GoPay. You can manage cookie settings from your browser.

Account Data Retention

We retain your account data for as long as your account is active or as required under applicable law. You may request deletion of non-essential data via the support channel.

Wallet and Payment Security

Payment data passed through DANA, OVO, or GoPay is encrypted in transit. We never store wallet PINs or full account numbers — only the transaction reference tied to your account ID.

Requesting Changes

To update personal details or correct account information, log in and go to Account Settings, or contact support with your account ID. We verify identity before making any changes.

Common Questions About Our Legal Terms

These are the questions we receive most often about our terms, data handling, and account rights. Each answer reflects how we actually operate — not a generic policy template.

Our terms apply to all accounts on demi11. Access is available only where local law permits. If your region restricts this type of platform, access is suspended automatically.

Yes. Contact our support team with your registered account ID and request a data export. We aim to fulfil data access requests within a reasonable timeframe under applicable law.

Wallet details you enter — whether DANA, OVO, or GoPay — are used only to process your deposit or withdrawal. We do not share wallet credentials with third parties beyond the payment processor.

We retain records required under applicable regulations after closure. Non-essential data is deleted on request. Contact support with your account ID to start the process.

Terms are updated when regulations change or when we add product features that affect your rights. The current version date appears at the bottom of each policy document on this site.

Raise the dispute through live chat or the Account Help Centre with your transaction reference. We cross-check against your DANA, OVO, or GoPay wallet records and respond with findings.
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Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.